This is one of my all time favorites — the “Hospital to Rehab” scam. Here’s how it works: A medicare, assisted living center client needs to go to the hospital . . . usually dehydration, a urinary tract infection or some “non-death” reason. The person is transported to a hospital ER and the
HOSPITALS — once synonymous with a place to go when you’re REALLY sick is now the last place you want to be unless it’s prescheduled surgery with a doctor you trust. If you’re elderly and/or on Medicare you are treated as a money machine — not a person. Here’s how it works . . .
Long Term Care Insurance (LTC) is, without a doubt, the most complicated to collect. This is intentional — they do not want to give up any of the money you have been paying them for the past 20 or 30 years. First, the company hopes you die before you collect. Often the children don’t know
When I think of an insurance scams I think of companies who profess to assist in “sex addiction” (whose not addicted to sex?), eating disorders (really — Karen Carpenter still died and Oprah is still overweight) or exhaustion (who isn’t?) But, now that I work with families in assisting their elderly parents/grandparents I find the
By way of introduction, I became an advisor to families dealing with “aging parents or grandparents” after dealing with my own. The amount of legal work, CPA work, and residential home issues, facing Dad at the age of 90 as his wife’s mental health declined, was staggering. My father, like many husbands and Dads, hid